If you have financial goals for the new year, a car title loan may be the answer to your needs. New year’s is always a prime time for people to make goals, and paying off credit cards, medical bills, or other loans may be high on your list. If so, you might want to look at car title loans as a way to consolidate your debts and start the new year with fewer worries.

Why a Car Title Loan?

 Instead of paying three, four, or five bills every month, you pay one. How does it work? You use your car as collateral for a loan, so you don’t have to go through lengthy waiting periods while someone checks your credit and looks at your bill-paying history as a predictor of whether you will pay off this loan.

Instead, you get your money in minutes, enabling you to start getting out of debt immediately.  Since your car is the collateral, all you need to show is your car, a bank account, and proof of where you live and that you have a job. We use those indicators to decide how much you can afford to repay and get you the money right away.

Unlike other financial institutions, we don’t make you waste your time waiting while we slowly make decisions. Since we need only a little information, we can get you an answer quickly. We also don’t hide anything in the fine print. You will know right up front how much you have to repay, how many months you have to do it, and what interest rate you are dealing with. As new year’s resolutions go, this one is a no-brainer.